Why your Credit Score matters?

Your credit score stands between you and the lender. The better your score, the better your chances are of getting a loan from the bank and potentially at more competitive rates.
Good score : More chances of approved loan or credit application.

Build a good credit

There are many factors that affect your credit score. You can always improve it by paying all your credit cards or loans on time. Or only use a certain percentage of your available credit.

Monitor your credit

Your score can change each month. And it’s one of the ways for you to know if your financial well-being is in check or not. You can always get a credit report to find out.

Start building a good credit history and keep it positive


How?

Here are a few tips:
1. Pay your bills and loans on time
5. Pay your purchase off in 6 months if you're using a credit card.
2. Only use a certain percentage of your credit
6. Answer a phone call from the bank even during your financial crisis.
3. Never apply for too much credit at once
7. Think of your cashflow when considering a loan.
4. Keep track of your credit report every year
8. To exist in CCRIS you'll need to apply for a loan / credit card.
1. Pay your bills and loans on time
5. Pay your purchase off in 6 months if you're using a credit card.
2. Only use a certain percentage of your credit
6. Answer a phone call from the bank even during your financial crisis.
3. Never apply for too much credit at once
7. Think of your cashflow when considering a loan.
4. Keep track of your credit report every year
8. To exist in CCRIS you'll need to apply for a loan / credit card.
1. Pay your bills and loans on time
2. Only use a certain percentage of your credit
3. Never apply for too much credit at once
4. Keep track of your credit report every year
5. Pay your purchase off in 6 months if you're using a credit card.
6. Answer a phone call from the bank even during your financial crisis.
7. Think of your cashflow when considering a loan.
8. To exist in CCRIS you'll need to apply for a loan / credit card.
Discover more tips on how to be credit positive on our
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