0
Very Poor
Poor
Below Average
Fair
Good
Very Good
Excellent
100
Payment IssuesConstant late payments, loan defaults, or bankruptcies. |
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High Credit UtilizationNearly maxed-out credit cards or high loan balances. |
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Limited Credit HistoryAbsence of any meaningful credit history. |
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Credit InquiriesNumerous and frequent credit applications. |
Payment IssuesConstant late payments or loan defaults. |
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High Credit UtilizationHigh credit card balances or maxed-out credit cards. |
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Limited Credit HistoryInsufficient credit accounts or short credit history. |
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Credit InquiriesMultiple recent credit applications or inquiries. |
Late PaymentsOccasional late payments or missed payments. |
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High Credit UtilizationConsistently high balances on credit cards, nearing the credit limit. |
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Limited Credit HistoryFew active accounts or a credit history of less than a year. |
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Credit InquiriesSome recent credit applications or inquiries. |
Late paymentsOccasional late payments or missed payments. |
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High Credit UtilizationBalances on credit cards often exceed 50% of the credit limit. |
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Limited Credit HistoryA credit history that is limited but not necessarily brief |
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Credit InquiriesOccasional applications for new credit or loans. |
Consistent PaymentsMostly on-time payments with a few exceptions. |
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Moderate Credit UtilizationCredit card balances typically below 50% of the credit limit. |
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Diverse Credit MixA mix of credit types like credit cards, auto loans, but perhaps lacking a mortgage. |
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Limited Credit InquiriesFew applications for new credit, demonstrating less risk. |
Timely PaymentsConsistent on-time payments with rare exceptions. |
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Low Credit UtilizationCredit card balances are typically well below 30% of the credit limit. |
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Diverse Credit MixA healthy mix of credit types including credit cards, auto loans, and a mortgage. |
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Limited Credit InquiriesRare applications for new credit, showing financial stability. |
始终如一的准时付款在到期日或到期日之前付款的悠久历史。 |
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信用利用率非常低信用卡余额始终低于信用额度的 20%。 |
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丰富的信贷组合多样化的信贷类型,长期负责任地管理。 |
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最少的信用查询新信贷申请很少,表明风险较低。 |
Score-range
Score-range
Score-range
Score-range
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Score-range
分数范围
Credit Approval DifficultiesVery high difficulty of getting approved for new credit. |
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Higher Interest RatesReally high interest rates if credit is approved. |
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Lower Credit LimitsExtremely low credit limits. |
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Limited Financial OpportunitiesLimited access to favorable terms on any financial products. |
Credit Approval DifficultiesVery high difficulty of getting approved for new credit. |
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Higher Interest RatesSignificantly high interest rates on loans and credit cards. |
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Lower Credit LimitsExtremely low credit limits. |
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Limited Financial OpportunitiesLimited options for mortgages, insurance, and rentals. |
Credit Approval ChallengesModerate difficulty in obtaining new credit. |
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Higher Interest RatesMedium to high interest rates on loans and credit cards. |
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Lower Credit LimitsCredit limits are generally on the lower end. |
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Limited Financial OpportunitiesLimited access to competitive mortgage rates, and insurance premiums may be higher. |
Credit Approval ChallengesCredit limit not on the most favorable terms. |
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Higher Interest RatesMay face slightly higher-than-average interest rates on loans and credit cards. |
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Lower Credit LimitsCredit limits may be moderate but not high. |
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Limited Financial OpportunitiesSome restrictions on mortgage rates, higher insurance premiums, and fewer options for rentals. |
Easier Credit ApprovalGenerally easy to obtain new credit, though perhaps not at the best rates. |
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Moderate Interest RatesWill likely receive moderate interest rates on loans and credit cards. |
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Higher Credit LimitsCan expect moderately high credit limits. |
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Good Financial OpportunitiesAccess to fairly good mortgage rates, reasonable insurance premiums, and wider options for rentals. |
Easier Credit ApprovalHigh likelihood of being approved for new credit on favorable terms. |
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Lower Interest RatesAccess to competitive interest rates on loans and credit cards. |
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Higher Credit LimitsEligibility for higher credit limits due to low risk. |
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Favorable Financial OpportunitiesGood opportunities for favorable mortgage rates and lower insurance premiums. |
轻松获得信贷审批获得新信用额度批准的机会很高。 |
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最低利率获得有竞争力的贷款和信用卡利率。 |
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最高信用额度获得金融机构提供的最高信用额度。 |
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最佳财务机会几乎不受限制地获得最优惠的抵押贷款条件、最低的保险费和最广泛的金融产品。 |
免责声明:我们不以任何方式保证上述交互式信用量表内容的准确性、完整性或可靠性,并且不应以任何方式将它们用作您实际信用评分或财务状况的权威指南。
0
Very Poor
Poor
Below Average
Fair
Good
Very Good
Excellent
100
Score-range
Payment IssuesChronic late payments, loan defaults, or bankruptcies. |
|
High Credit UtilizationNearly maxed-out credit cards or high loan balances. |
|
Limited Credit HistoryAbsence of any meaningful credit history. |
|
Credit InquiriesNumerous and frequent credit applications. |
Credit Approval DifficultiesVery high difficulty of getting approved for new credit. |
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Higher Interest RatesExorbitant interest rates if credit is approved. |
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Lower Credit LimitsExtremely low credit limits. |
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Limited Financial OpportunitiesNo access to favorable terms on any financial products. |
Score-range
Payment IssuesLate payments or loan defaults. |
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High Credit UtilizationHigh credit card balances or maxed-out credit cards. |
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Limited Credit HistoryInsufficient credit accounts or short credit history. |
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Credit InquiriesMultiple recent credit applications or inquiries. |
Credit Approval DifficultiesVery hard to get approved for new credit. |
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Higher Interest RatesSignificantly high interest rates on loans and credit cards. |
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Lower Credit LimitsReduced credit limits. |
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Limited Financial OpportunitiesLimited options for mortgages, insurance, and rentals. |
Score-range
Late PaymentsOccasional late payments or missed payments. |
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High Credit UtilizationConsistently high balances on credit cards, nearing the credit limit. |
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Limited Credit HistoryFew active accounts or a credit history of less than a year. |
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Credit InquiriesSome recent credit applications or inquiries. |
Credit Approval ChallengesModerate difficulty in obtaining new credit. |
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Higher Interest RatesLikely to receive above-average interest rates on loans and credit cards. |
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Lower Credit LimitsCredit limits are generally on the lower end. |
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Limited Financial OpportunitiesLimited access to competitive mortgage rates, and insurance premiums may be higher. |
Score-range
Late PaymentsSporadic late payments, perhaps due to financial distress. |
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High Credit UtilizationBalances on credit cards often exceed 50% of the credit limit. |
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Limited Credit HistoryA credit history that is limited but not necessarily brief. |
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Credit InquiriesOccasional applications for new credit or loans. |
Credit Approval ChallengesCan obtain credit but often not on the most favorable terms. |
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Higher Interest RatesMay face higher-than-average interest rates on loans and credit cards. |
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Lower Credit LimitsCredit limits may be moderate but not high. |
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Limited Financial OpportunitiesSome restrictions on mortgage rates, higher insurance premiums, and fewer options for rentals. |
Score-range
Consistent PaymentsMostly on-time payments with a few exceptions. |
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Moderate Credit UtilizationCredit card balances typically below 50% of the credit limit. |
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Diverse Credit MixA mix of credit types like credit cards, auto loans, but perhaps lacking a mortgage. |
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Limited Credit InquiriesFew applications for new credit, demonstrating less risk. |
Easier Credit ApprovalGenerally easy to obtain new credit, though perhaps not at the best rates. |
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Moderate Interest RatesWill likely receive moderate interest rates on loans and credit cards. |
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Higher Credit LimitsCan expect moderately high credit limits. |
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Good Financial OpportunitiesAccess to fairly good mortgage rates, reasonable insurance premiums, and wider options for rentals. |
Score-range
Timely PaymentsConsistent on-time payments with rare exceptions. |
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Low Credit UtilizationCredit card balances are typically well below 30% of the credit limit. |
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Diverse Credit MixA healthy mix of credit types including credit cards, auto loans, and a mortgage. |
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Limited Credit InquiriesRare applications for new credit, showing financial stability. |
Easier Credit ApprovalHigh likelihood of being approved for new credit on favorable terms. |
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Lower Interest RatesAccess to competitive interest rates on loans and credit cards. |
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Higher Credit LimitsEligibility for higher credit limits due to low risk. |
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Favorable Financial OpportunitiesGood opportunities for favorable mortgage rates and lower insurance premiums. |
Score-range
Consistent On-Time PaymentsA long history of payments made on or before due dates. |
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Very Low Credit UtilizationCredit card balances are consistently below 20% of the credit limit. |
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Rich Credit MixA diverse range of credit types, managed responsibly over a long period. |
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Minimal Credit InquiriesVery few applications for new credit, indicating low risk. |
Effortless Credit ApprovalAlmost guaranteed approval for new credit at the best possible terms. |
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Lowest Interest RatesQualification for the lowest interest rates available. |
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Highest Credit LimitsAccess to the highest credit limits offered by financial institutions. |
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Best Financial OpportunitiesAlmost unrestricted access to the most favorable terms on mortgages, lowest insurance premiums, and widest range of financial products. |
Credit Bureau Malaysia Sdn Bhd (CBM) 提供信用信息和数据,
以维护和提升您的信用状况
没有信用记录?Credit Bureau Malaysia Sdn Bhd (CBM) 可以指导您建立信用,
以获得无限的财务可能性
与马来西亚信用局私人有限公司 (CBM) 合作时,以卓越的融资选择和利率脱颖而出
优先考虑信用建设并提高您的信用评分,以提高商业信用意识
Credit Bureau Malaysia provides credit information and data to maintain and enhance your credit profile.
No credit history? Credit Bureau Malaysia can guide you in building credit for endless financial possibilities.
Stand out with superior financing options and rates when partnering with Credit Bureau Malaysia.
Prioritise credit building and enhance your credit score for increased business credit awareness.
选择符合您的财务目标和抱负的完美计划。我们提供各种量身定制的计划,以满足您的特定需求,无论您是希望监控信用评分的个人,还是旨在访问全面财务数据的企业。
Select the perfect plan that aligns with your financial goals and aspirations. We offer a variety of plans tailored to suit your specific needs, whether you’re an individual looking to monitor your credit score or a business aiming to access comprehensive financial data.
Ready to take the first step towards financial empowerment? Inquire with us today and discover how our credit score services can benefit you. Our dedicated team of experts is here to answer your questions, provide personalized guidance, and help you make before making more informed decisions about your financial future.
通过我们的信用评分服务发现财务赋权。在做出更明智的决定之前,立即寻求专家指导。
让我们一起开启一个充满无限金融可能性的世界。
一旦提交了查询,我们将在您方便的时候尽早开始打电话,一起踏上愉快的发现之旅。我们的专家咨询将确保我们了解您的独特需求。
根据我们的对话,我们将向您推荐一些可能对您有价值的服务。
From industry trends to helpful tips, our comprehensive coverage ensures you’re well-equipped to navigate the complexities of the financial landscape. Stay informed, stay ahead, and make informed choices for a prosperous financial future.