Knowledge base

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_class="content-sec" z_index=""][vc_column][vc_single_image image="2059" img_size="full" alignment="center" qode_css_animation="" css=".vc_custom_1719883960600{margin-bottom: 30px !important;}" el_class="post-img"][vc_column_text css=".vc_custom_1719883986538{margin-bottom: 30px !important;}"]When applying for financial products in Malaysia, you might encounter terms like CCRIS and credit reports. These tools are essential for evaluating creditworthiness but serve...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_class="content-sec" z_index=""][vc_column][vc_single_image image="2079" img_size="full" alignment="center" qode_css_animation="" css=".vc_custom_1719881758772{margin-bottom: 30px !important;}" el_class="post-img"][vc_column_text css=".vc_custom_1719881772671{margin-bottom: 30px !important;}"]Understanding trade credit reference and litigation information is essential for businesses navigating the financial landscape. Trade credit, which allows companies to purchase now and pay...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_class="content-sec" z_index=""][vc_column][vc_single_image image="2047" img_size="full" alignment="center" qode_css_animation="" css=".vc_custom_1719880302955{margin-bottom: 30px !important;}" el_class="post-img"][vc_column_text css=".vc_custom_1719880312657{margin-bottom: 30px !important;}"]Understanding one's credit history is crucial for making more informed decisions about loans, mortgages, and other financial products. One essential tool in this regard is...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_class="content-sec" z_index=""][vc_column][vc_single_image image="2049" img_size="full" alignment="center" qode_css_animation="" css=".vc_custom_1719477216458{margin-bottom: 30px !important;}" el_class="post-img"][vc_column_text css=".vc_custom_1719477230335{margin-bottom: 30px !important;}"]Maintaining a healthy credit score is crucial for financial stability and access to various financial services. Here are some practical steps to help you improve...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_class="content-sec" z_index=""][vc_column][vc_single_image image="2031" img_size="full" alignment="center" qode_css_animation="" css=".vc_custom_1719389500348{margin-bottom: 30px !important;}" el_class="post-img"][vc_column_text css=".vc_custom_1719389104537{margin-bottom: 30px !important;}"]When you're looking to secure financing or apply for credit in Malaysia, you might come across terms like "hard credit inquiry" and "soft credit inquiry."...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_class="content-sec" z_index=""][vc_column][vc_single_image image="1670" img_size="full" alignment="center" qode_css_animation="" css=".vc_custom_1711942412058{margin-bottom: 30px !important;}" el_class="post-img"][vc_column_text css=".vc_custom_1712044100014{margin-bottom: 30px !important;}"]When it comes to your financial health, your credit reports tell us a lot about you. As a rather detailed account of your credit history,...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_class="content-sec" z_index=""][vc_column][vc_single_image image="1274" img_size="full" alignment="center" qode_css_animation="" css=".vc_custom_1703214883459{margin-bottom: 30px !important;}" el_class="post-img"][vc_column_text css=".vc_custom_1703077829184{margin-bottom: 30px !important;}"]Navigating the financial waters in Malaysia can be smoother with a strong credit score. It's not just a number; it's a reflection of your financial...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_class="content-sec" z_index=""][vc_column][vc_single_image image="1288" img_size="full" alignment="center" css=".vc_custom_1703234786194{margin-top: 30px !important;margin-bottom: 30px !important;}" qode_css_animation="" el_class="post-img"][vc_column_text css=".vc_custom_1701067288709{margin-bottom: 30px !important;}"]In the well-established realm of financial services where credit reports play a fundamental role, Credit Bureau Malaysia Sdn. Bhd. (CBM) offers its own...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_class="content-sec" z_index=""][vc_column][vc_single_image image="1285" img_size="full" alignment="center" qode_css_animation="" css=".vc_custom_1703234635632{margin-bottom: 30px !important;}" el_class="post-img"][vc_custom_heading text="Introduction to Credit Reports" use_theme_fonts="yes" css=".vc_custom_1701053314106{margin-bottom: 15px !important;}"][vc_column_text css=".vc_custom_1703079391838{margin-bottom: 30px !important;}"]A credit report is any information or record that has any bearing on a data subject’s eligibility...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_class="content-sec" z_index=""][vc_column][vc_single_image image="1221" img_size="full" alignment="center" qode_css_animation="" css=".vc_custom_1703234981785{margin-bottom: 30px !important;}" el_class="post-img"][vc_column_text css=".vc_custom_1703063356107{margin-bottom: 30px !important;}"]In countries like Malaysia, where the financial scene is always evolving, a lot of us do not fully understand what a credit report is about...